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Summary of Employment Benefits 
Annual Certificate of Creditable Coverage Regarding Prescription Drug Coverage and Medicare - January 2009 
Annual Notice of Group Health Plan Continuation Rights Under COBRA 
Annual Benefits Enrollment:
Health and Dental Insurance:
Life Insurance
Long-Term Disability Insurance 
Section 125 Flexible Spending Plan:
Family/Medical Leave (FML)
HealthWorks (Employee Assistance Program) 
Tax Sheltered/Deferred Annuity Program:
Union Dues 
Wisconsin Deferred Compensation Program 
Wisconsin Retirement System (WRS) 
(CVTC pays both the employee- and the employer-required contribution rates, along with the Benefit Adjustment Contribution [BAC] rate. WRS contribution rates are reviewed annually by the ETF Board and may change based on actuarial assumptions and recommendations. The total contribution rate for 2007 is 10.6 percent, of which 9.6 percent is credited into your retirement account. The remaining 1.0 percent [BAC rate] is used to fund overall system benefit liabilities and is NOT credited to your retirement account.)
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